GUIDE · NO-KYC LIMITS

No-KYC limits: how much you can spend before a service asks for ID (2026)

Where ID checks appeared in our 2026 SMS, gift-card and GPU tests, which ceilings sites state before you pay, and how far each test went without one. Observed and published limits are kept apart and dated.

Updated September 26, 2026

Test result

In our 2026 tests, three services asked for an ID document and a selfie during use: sms-man.com past about $100 of cumulative top-ups ($64.00 still held), coinsbee.com past about €400 of purchases, after requiring a phone number at sign-up (€71 held), and Modal after flagging a GPU job as "suspected mining", with no amount as the trigger ($85.00 held). Giftoshi and USDTVouchers state ceilings of €1,000 and €500 per month before you pay. No rated service asked for ID up to the depth tested: past $100 of SMS top-ups (6 months), €480 of gift cards (5 months) and 20 GPU jobs per host (4 months).

ID requests and no-KYC ceilings in our tests, observed or published
ServiceWhat was asked or statedTrigger or ceilingSource and campaignMoney held
sms-man.com (SMS)ID document, selfieCumulative top-ups past about $100; checks reserved in terms article 14.3Observed, 6-month test$64.00
coinsbee.com (gift cards)Phone number at sign-up, then ID document, selfieAbout €400 of cumulative purchasesObserved, 5-month test; €1,000 per order in the September 9, 2026 record€71
Modal (GPU)ID document, selfie, project description"Suspected mining" flag on a job, not an amount; checks reserved at any time (article 9.2)Observed, 4-month test$85.00
Giftoshi (gift cards)Email only€1,000 per month, stated before purchasePublished; no ID request in the 5-month testNone
USDTVouchers (gift cards)Email only€500 per month, stated before purchasePublished; no ID request in the 5-month test; no cap in the September 9, 2026 recordNone
Giftlano (gift cards)Nothing: no accountNone seenNo ID request in the 5-month testNone
Bitrefill (gift cards)No ID requestedNot stated in the 5-month test; $500 per day, ID for large amounts, in the September 9, 2026 recordNo ID request in the 5-month testNone
CoinGate Gift Cards, Cryptorefills (gift cards)ID above a stated thresholdCoinGate Gift Cards: beyond €700; Cryptorefills: €4,000 per day, ID for large amountsPublished, September 9, 2026 record onlyNone
Rated SMS sites: VirtualSMSNumbers, ReadyOTP, OTPAtlas, SMSario, SMSPVA, 5simNo ID requestedNone after more than $100 of top-ups eachObserved, 6-month testNone
Rated GPU hosts: GPURentHub, GPURento, BriefGPU, RunPod, Vast.ai, SupabaseEmail, or an SSH key at GPURentoNone in 20 jobs each, H100s includedObserved, 4-month testNone

Thresholds we hit versus thresholds sites publish

Observed limits are where a service stopped us: sms-man.com at our fourth top-up, in August, once cumulative deposits passed about $100, and coinsbee.com past about €400 of cumulative purchases. Published limits are ceilings a site states itself before you pay: €1,000 per month at Giftoshi and €500 per month at USDTVouchers. Neither of those two asked for ID during the 5-month test, and our €480 of purchases stayed below both ceilings.

The two kinds of record do not always match, so each is dated. In our 9-site test published on September 9, 2026, with 1 to 3 orders per site, Coinsbee’s published ID threshold was €1,000 per order; in the 5-month test, the request came at about €400 cumulative. That older record lists USDTVouchers with no cap, where the later test recorded a €500 monthly ceiling. Bitrefill runs the other way: $500 per day and ID for large amounts then, no ceiling stated and no ID asked in the later test.

The trigger is not always an amount

Modal completed 15 jobs at 99% of reference performance with no identity check. About three hours into the 16th, our first twelve-hour H100 run, it suspended the account for "suspected mining" and asked for an ID document, a selfie and a project description. The recorded trigger is that flag, not an amount. Its terms reserve identity verification at any time (article 9.2); $85.00 is still held and the last four jobs never ran.

At coinsbee.com the first check came before any purchase: opening an account required a phone number verified by SMS, although the homepage says "WITHOUT KYC", and in many countries, France included, a mobile line is tied to an identity. The ID document and selfie came later, once cumulative purchases passed about €400, and the last four orders could never be placed.

How far each test went without an ID request

SMS: over 6 months and 150 code requests per site, every rated site was pushed past $100 of cumulative top-ups, the level where sms-man.com stopped us, with no ID request. VirtualSMSNumbers, ReadyOTP and OTPAtlas also went through a balance refund and account deletion, and top-ups at VirtualSMSNumbers reached $180. The refund step does not apply everywhere: SMSario’s balance is non-refundable.

Gift cards: 40 orders per site over 5 months, up to €480 of cumulative purchases, with no ID request at any rated site; since €480 is below both stated ceilings, the test does not show what happens once one is reached. GPUs: 20 jobs per host over 4 months, including H100s held at 100% for hours, with no ID request. VPS sign-up checks were not part of any test.

Keep balances small

None of the three ID requests came with a refund: $64.00 at sms-man.com, €71 at coinsbee.com and $85.00 at Modal are still held. Top up close to what you are about to spend, keep monthly gift-card purchases under the stated ceiling, or use Giftlano, which has no account: you pay, the code appears on the page, and there is no account balance to freeze.

Frequently asked questions

At what amount does sms-man.com ask for ID?

In our 6-month SMS test, sms-man.com put the account "under verification" at our fourth top-up, once cumulative top-ups passed about $100, and asked for an ID document and a selfie. $64.00 is still frozen. Its homepage says "NO KYC"; the reservation sits in article 14.3 of its terms.

What is Giftoshi’s no-KYC limit?

Giftoshi states a ceiling of €1,000 per month before you buy and asks only for an email. In our 5-month test it asked for no ID up to €480 of cumulative purchases, below that ceiling. USDTVouchers states €500 per month, and Giftlano, which has no account, showed no ceiling.

Does coinsbee.com ask for ID?

Yes, in our 5-month test: a phone number verified by SMS to open an account, then an ID document and a selfie past about €400 of cumulative purchases; €71 is still held. Our 9-site test published on September 9, 2026 had recorded its published threshold as €1,000 per order.

Is there a no-KYC gift-card site with no limit?

Our tests cannot confirm one. In the 9-site test published on September 9, 2026, 5 sites were recorded as no KYC at any amount and uncapped, from what they published, after only 1 to 3 orders per site. In the later 5-month test, one of them, USDTVouchers, stated a €500 monthly ceiling; our purchases stopped at €480.

Do no-KYC VPS hosts ask for ID?

We did not test VPS sign-up checks: our 6-month offshore test measured service continuity. Published policies checked on September 8, 2026 request no identity documents at HushVPS, VPSDEN, NimbusVPS and EchelonVPS; XmrCloud’s draft terms reserve a document request under a binding court order. All five were active at the end of that test.